My vision
Every business deserves numbers it can trust.
I'm Zaineb Khalid, a professional accountant with more than six years of hands-on experience in bookkeeping, payroll, financial reporting and business analysis for companies in the United States and Pakistan. I help business owners keep accurate books, see exactly where their cash is going, and make decisions on numbers they can rely on.
Meet Zaineb
The accountant behind Finzain
In this short video I explain how I work, the kind of businesses I support, and what our first month together looks like: bringing your books up to date, setting up a simple monthly routine, and sending you your first clear report.
6+ years in accountingQuickBooks · Xero · Zoho BooksWorking with US businesses since 2023
What I stand for
A clear vision, and a practical way to get there
✦ Vision
Financial clarity for businesses anywhere
To become a trusted international finance partner for small and growing businesses, so that owners in any country can read their own numbers, plan with confidence, and stop making big decisions on guesswork.
✦ Mission
Clean books, honest reports, plain language
I keep your accounts reconciled, your payroll correct and your reports on schedule. Then I sit down with you and explain what changed, what it costs and what to watch next month. No jargon, no hand-offs, no surprises at year end.
✦ Who I am and what I do
Accurate books. Clear reports. Smarter finance.
I’m Zaineb Khalid, a professional accountant and financial consultant from Gujrat, Punjab, Pakistan. For more than six years I have run finance and accounting operations for companies in the United States and Pakistan, from payroll and month-end close to budgets, cost analysis and tax documentation.
Finzain is my independent practice. It gives growing businesses the financial discipline of a full finance department, with one experienced accountant who knows their numbers end to end.
01
Accuracy
Reconciled accounts, checked payroll and reports that tie back to the source. Every figure is reviewed before it reaches you.
02
Experience
Six years inside US and Pakistani businesses: payroll for 50+ staff, monthly closes, budgets, cost and margin analysis, and 1099 filings.
03
AI-smart finance
I use AI tools and automation for the repetitive work, from matching transactions to drafting reports, so you get faster answers with the same careful review.
What I do
Accounting, analysis and research under one roof
Accounting and bookkeeping
Reconciled accounts and a month-end close you can rely on, kept in QuickBooks, Xero or Zoho Books.
Payroll and reconciliation
Salaries calculated correctly, payroll reconciled, and records that hold up when someone asks questions.
Financial reporting and planning
P&L, cash-flow and budget reports, plus the cost and margin analysis behind your pricing.
Business research and analysis
Market, cost and competitor research that answers the question behind a decision.
Experience
Where I've done the work
2024 to 2026
Project Accountant & Business Operations Manager
Big Bear Vans · USA
Ran payroll, bookkeeping and monthly reporting for a 50+ person team. Prepared P&L, cash-flow and budget reports for management, handled 1099-NEC filings, and tracked project costs and margins.
2023 to 2024
Financial Operations & Inventory Manager
Vankea · USA
Managed inventory and product costing for an online camper-van parts store, worked with vendors on purchasing and shipping, and built the COGS reports behind buying decisions.
2020 to 2024
Reporting Analyst & Research Coordinator
Silverlight Research Expert Network
Researched finance and business questions for client projects and matched each one with the right industry experts. Most clients came back for repeat work.
2022 to 2023
Business Operations
GulzarSoft
Handled invoicing, payables and receivables for a software house, and supported client communication and new business.
2022
Finance & Operations Coordinator
Exact Printo
Tracked daily transactions and vendor payments, allocated costs, and wrote monthly budget variance reports that flagged overruns early.
2022 to 2023
Operations Analyst
Omdena, Glasgow Chapter
Coordinated 20 contributors from 10 countries on a financial data project that became a live forecasting app for startups.
2021 to 2022
Data Analyst
Intellifyx
Cleaned and analysed financial data, fixed reporting errors at the source, and automated the reports used in quarterly planning.
Skills and expertise
Skills measured by the work behind them
Kind words
What people say about working with me
Replace this with the client’s own words, two short lines about working with Zaineb.
Client Name
Role, Company
Replace this with the client’s own words, two short lines about working with Zaineb.
Client Name
Role, Company
Replace this with the client’s own words, two short lines about working with Zaineb.
Client Name
Role, Company
Selected work
A few problems I've solved
Reporting
One view of a 50-person business
Brought payroll, budgets, expenses and cash flow into a single monthly view so management stopped chasing numbers across tools.
Costing
Knowing what each product really costs
Set up weighted-average costing linked to inventory, so buying decisions were based on true landed cost.
Analysis
Finance data leaders could use
Combined operational and financial data so leadership could see trends without waiting for month-end.
Forecasting
Seeing revenue before it arrives
Built a revenue forecast from past sales to support planning conversations.
Free consultation
Schedule your free 30-minute call
Pick a date and time that suits you. You will get an email confirmation straight away, and a reminder before we speak.
Let's talk numbers
Ready for finances that finally make sense?
Book a free 30-minute call. Tell me what’s keeping you up at night, whether that’s messy books, a payroll headache or a decision you can’t price yet, and I’ll tell you honestly how I can help.